By Michael Haughey, May 24, 2009
Pardon the long title. There are so many misconceptions and intentional deceptions about single-payer health care that a detailed title seems necessary. The biggest misconception is that single-payer necessarily means single provider. It doesn’t. It could, but that would not be the best idea. We like choice, and choice provides some incentive for competition on quality.
Notice that Insurance is NOT in this title, but basic health care is. The intent is to reserve insurance for the stuff many of us might be able to agree is extra. That could include single-occupancy hospital beds, or unnecessary cosmetic procedures. Public-funded single-payer means that we the people own and pay for the health care. The added costs for insurance procedures to process claims, deny care, cover risk, and make a profit are removed. That alone probably accounts for 30% of our present costs. We the people will also be protected from rates being raised if we get sick, or actually use the health care. We can collectively save cost by improving preventive care.
Universal Public-Funded Single-Payer User-Selected-Provider Basic Health Care is essential. Trusting the insurance companies to voluntarily “cut” 10% of the costs, as suggested by Obama, would seem most likely to result in services being cut by far more than 10% to achieve the 10% cuts. That is if costs are actually reduced at all. It is voluntary after all. Service is so poor right now, that any cut in service or quality is unacceptable.
A system that allows everyone to buy health insurance is subject to the same abuses as the present system. It still has the potential to break the bank for many of us. It still has insurance company accountants making medical decisions by deciding what they will and will not pay for. We still have an endless battle to get bills covered. It is still unacceptable. This is the one chance to get it right for present generations. If we don’t get it right now, most of us will never see a decent system. Universal Public-Funded Single-Payer User-Selected-Provider Basic Health Care. Accept nothing less.
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Copyright 2009 Silvertip Musings